Welcome to The Murphy Whitlock Group, a premier mortgage broker based in Fort Collins, Colorado, serving clients across a vast landscape, including Wyoming, Texas, Arizona, and 15 other states. Founded by lifelong friends Chris Murphy and Joe Whitlock and joined by their licensed processor and loan originator, Dez Kaza, the team brings decades of combined experience and a shared commitment to excellence.


Chris Murphy
Senior Residential Loan Officer & Co-Founder of MWG Broker
Specializing in personalized mortgage solutions to make your home owning dreams a reality.
Chris Murphy, a seasoned loan officer with over 8 years of experience, is the co-founder of The Murphy Whitlock Group. Born and raised in Fort Collins, Chris brings a deep understanding of the local market dynamics to his role. His journey in the mortgage industry began in retail, where he honed his skills before venturing into entrepreneurship.
In October 2020, Chris, alongside his business partner Joe Whitlock, established The Murphy Whitlock Group. Together, the team boasts 25+ years of collective experience, leveraging their extensive knowledge to deliver unparalleled service to clients.
The Murphy Whitlock Group has adopted a broker model, fostering relationships with over 30 investors. This strategic approach enables them to offer some of the most competitive rates in the region. The Murphy Whitlock Group has quickly become a trusted name in the industry, known for its commitment to excellence and client satisfaction.
Beyond the professional realm, Chris finds joy in family life. He is happily married to his wife, Chelsea, and together, they are raising a vibrant 3-year-old named Chase. In his free time, Chris loves being active, whether challenging himself on the golf course or hitting the ski slopes during the winter months and watching sports. His dedication to both his community and his clients reflects his passion for creating lasting financial solutions in the ever-evolving world of real estate.
Contact Chris:
- Email: chris@mwgbroker.com
- Office: (323) 363-6760
- Office: 2900 S. College Ave., Ste 3A, Fort Collins, CO 80525
Joe Whitlock
Senior Residential Loan Officer & Co-Founder of MWG Broker

Experienced and knowledgeable to help you afford the home of your dreams!
Joe Whitlock, a seasoned professional and the Co-founder of The Murphy Whitlock Group, where he serves as a Senior Residential Loan Officer. With an impressive career spanning over 25 years, Joe brings a wealth of experience and expertise to the world of mortgage lending.
Raised in Fort Collins, Colorado, Joe’s roots in the region run deep. A proud graduate of Colorado State University, he earned a Bachelor of Science Degree in Business in 2003, laying the foundation for a successful career in the financial industry.
Joe embarked on his journey in the mortgage industry during the challenging Subprime Era of the early 2000s. It was during this time that he not only navigated the intricacies of the market but also honed his skills and learned the importance of conducting business with integrity. Joe is steadfast in his commitment to always do business the right way, ensuring that his clients are guided with honesty and transparency.
As a co-founder of The Murphy Whitlock Group, Joe has played a pivotal role in shaping the firm into a trusted and client-focused entity. His extensive experience and dedication to ethical practices make him a reliable partner for clients seeking guidance in the complex world of residential lending.
Beyond his professional achievements, Joe is a family man. He is happily married to Lyndsay, and together, they share the joys of parenting their 9-year-old daughter, Hayley. In his leisure time, Joe enjoys an active lifestyle, engaging in sports like golf, tennis, cornhole, poker, and ping pong. A lover of entertainment and travel, he finds joy in watching sports, going to movies, and exploring new destinations. Joe’s well-rounded interests and commitment to excellence make him not only a trusted loan officer but also a personable and relatable member of The Murphy Whitlock Group.
Contact Joe:
- Email: joe@mwgbroker.com
- Phone: (702) 281-5928
- Office: 2900 S. College Ave., Ste 3A, Fort Collins, CO 80525

Dez Kaza
Licensed Processor and Loan Originator
A proud Colorado native, Dez Kaza was born and raised in Northeastern Colorado and has called the Fort Collins area home for over 14 years. With nearly six years of experience in the lending industry as a loan officer assistant and processor, Dez brings a strong background in both precision and client care. Before transitioning into lending, she spent a decade in the dental field, where attention to detail and top-tier service were key.
Dez is passionate about delivering exceptional customer experiences and is known for her ability to meet and exceed deadlines without compromising service quality. Whether working through complex loan files or supporting clients through the lending process, Dez is committed to ensuring each step feels seamless and supported.
Outside of work, you’ll often find Dez soaking up Colorado sunshine on a patio with a margarita or an IPA in hand. She enjoys spending her free time with her son—whether they’re cheering at sporting events, exploring new places, or making memories through travel and shared experiences.
Contact Dez:
- Email: dez@mwgbroker.com
- Office: 970-630-6489
- Office: 2900 S. College Ave., Ste 3A, Fort Collins, CO 80525